Do you direct bill? | Massage Therapy Insurance Information

If your insurance company requires a doctor's note, please bring it with you at time of appointment.

Direct Billing for Massage Therapy is available for the following insurance companies:

1. Alberta Blue Cross
2. Sun Life Financial
3. Green Shield
4. SSQ Insurance
5. Empire Life 
6. Avantages Sociaux Medic Construction (covered by Greenshield Canada)
7. NexGenRX
8. The Cooperators
9. Equitable Life
10. Canada Life
11. ClaimSecure
12. Desjardins
13. Industrial Alliance (IA)
14. Johnson
15. Johnston Group
16. Beneva by LaCapitale
17. BPA (Client pays full amount to clinic, then plan member will receive payment)
18. Canadian Construction Worker Union (CCWA) (Client pays full amount to clinic, then plan member will receive payment)
19. Chambers of Commerce
20. CINUP
21. Coughlin
22. Cowan
23. D.A. Townley
24. First Canadian Insurance Corporation Benefits
25. GMS
26. GroupHealth
27. GroupSource
28. LiUNA Local 183 (Client pays full amount to clinic, then plan member will receive payment)
29. LiUNA Local 506 (Client pays full amount to clinic, then plan member will receive payment)
30. Manulife
31. Maximum Benefit
32. People Corporation (acquired by Sirius Benefits)
33. RWAM
34. Union Benefits
35. UV Insurance
36. Telus Adjudicare
37. Medavie Blue Cross (Medavie BC)
38. Manitoba Blue Cross
39. Saskatchewan Blue Cross
40. MDM Insurance
41. PBAS
42. Canadian Benefit Providers

Additional Info - Unions/Benefits Providers and their Insurance Companies:

1. Bricklayers and Allied Craftworkers Edmonton - adjudicated by Manulife

2. OPERATING ENGINEERS LOCAL 955 - adjudicated by ClaimSecure

3. UA Local 488 - adjudicated by GreenShield Canada

4. Alberta School Employee Benefit Plan (ASEBP) and Alberta Retired Teachers’ Association (ARTA) - adjudicated by Alberta Blue Cross

5. Local 47 - adjudicated by Manulife (Physician Referral Required)

6. RCMP, Veterans Affairs, & Canadian Armed Forces- covered by Medavie Blue Cross (Physician Referral required)

7. OpenCircle Benefits - under Canada Life

8. Teamsters Local 362 - adjudicated by Manitoba Blue Cross

9. IUPAT - under Telus Adjudicare

10. Local 92 (Laborers' Health & Welfare Trust Fund of Western Canada) - under Telus Adjudicare (Physician Referral Required)

11. Local 110 Insulators - under PBAS

Other Unions and their insurance providers info:

Locals 1325, 2103 and 2010 are covered by ACAW Trust Funds: Direct Billing is unavailable.

Can you direct bill my insurance if I am not 100% covered in my benefits?

You are still eligible for direct billing even if only a percentage of your insurance will cover the costs. The remainder of the remaining balance will be paid by you at the end of your visit.

What if my insurance company or union is not on the list?

If you do not see your insurance company or union in our list, thou shall not worry.   We are working on including more insurance companies in our system.  For this time, we will provide you official receipt that you can send to your insurance company or union.

Do I need a physician's referral?

You do not need a physician's referral to avail massage treatment. However, your insurance company may require a physician's referral for us to be able to submit the claim for you. Please check with your insurance company for clarification.

Can you check how much I have left or if what my insurance covers?

We only submit claims to your insurer thereby we do not have access to your insurance policy. Please contact your insurer or log-in to your insurer's member portal to access your insurance policy.

Note:

a) Please contact your insurance company if you have any questions or concerns regarding your coverage. 

We would like to inform you that our Osteopathy services are provided by CMMOTA Type 2 Manual Osteopathic Therapists. 

In our clinic, here are the insurers that offer direct billing for Manual Osteopathic Therapy:

1. Green Shield
2. SSQ Insurance
3. Avantages Sociaux Medic Construction (covered by Greenshield Canada)
4. NexGenRX
5. The Cooperators
6. Equitable Life
7. ClaimSecure
8. Desjardins
9. Johnson
10. Johnston Group
11. Beneva by LaCapitale
12. BPA (Client pays full amount to clinic, then plan member will receive payment)
13. Canadian Construction Worker Union (CCWA) (Client pays full amount to clinic, then plan member will receive payment)
14. Chambers of Commerce
15. CINUP
16. Coughlin
17. Cowan
18. D.A. Townley
19. First Canadian Insurance Corporation Benefits
20. GMS
21. GroupHealth
22. GroupSource
23. LiUNA Local 183 (Client pays full amount to clinic, then plan member will receive payment)
24. LiUNA Local 506 (Client pays full amount to clinic, then plan member will receive payment)
25. Manulife
26. Maximum Benefit
27. People Corporation (acquired by Sirius Benefits)
28. Union Benefits
29. UV Insurance
30. Telus Adjudicare
31. Medavie Blue Cross (Medavie BC)
32. Saskatchewan Blue Cross
33. Canadian Benefit Providers

If your insurer is not listed above, you can still claim your insurance by submitting your receipt.

Reimbursement is still available to the following companies:   

1. Alberta Blue Cross 
2. Empire Life 
3. Pacific Blue Cross 
4. Sun Life 

Note: 

i) Canada Life, Industrial Alliance, and RWAM DO NOT cover our Osteopathy services as of this time (Direct Billing/Reimbursement is NOT AVAILABLE)

ii) If you wish to confirm your Osteopathy coverage, please ask your insurer if they will cover Osteopathic treatment provided by CMMOTA Manual Osteopathic Therapists.